The Retirement Crisis in the US: How to Prepare for the Future (2026)

The Looming Retirement Crisis in the US: A Call to Action

The harsh reality: Less than 17% of US workers aged 45-54 are maximizing their 401(k) contributions. This, combined with escalating living costs and the potential exhaustion of the Social Security trust fund, paints a dire picture for retirement security in America. Many households will need to significantly increase their savings to ensure a comfortable retirement income.

But there's a silver lining! Apollo Academy is offering a comprehensive solution to empower individuals to take control of their financial future.

2026 Outlook: Join us on Tuesday, December 16, 2025, at 11:00 AM ET for a thought-provoking class on Apollo Academy's platform. Register now (https://www.apolloacademy.com/courses/2026-outlook/) to secure your spot and earn 1 CE credit. You'll gain insights into the macro outlook and explore diverse asset classes with industry experts: David Sambur (Private Equity), John Cortese (Credit), Olivia Wassenaar (Infrastructure), and Scott Weiner (Real Estate).

Disclaimer: This exclusive presentation is brought to you by Apollo Global Management, Inc. and its subsidiaries ("Apollo"). Please note that Apollo does not guarantee the accuracy, reasonableness, or completeness of the information presented. The views expressed are those of the speakers and may not align with Apollo's official stance. Forward-looking statements are included, which may or may not materialize due to various risks and uncertainties. And here's where it gets interesting—Apollo disclaims responsibility for updating the presentation, leaving the audience to navigate potential changes on their own.

Controversial Fine Print: Apollo further disclaims any obligation to provide accounting, legal, or tax advice, and the presentation should not be construed as an investment recommendation. Investors are encouraged to conduct their own research and consult professionals. This raises an important question: How much responsibility should financial institutions bear in educating and protecting their clients?

Action Steps:
- Register for the 2026 Outlook class to gain valuable insights and earn CE credit.
- Explore Apollo Academy's Alternative Investing Course 2.0 and its specialized modules, including Private Equity, Infrastructure Investing, and more.
- Stay informed with The Daily Spark blog and consider subscribing for daily updates.

The Bottom Line: The US retirement crisis is a complex issue, but with the right knowledge and tools, individuals can take charge of their financial destiny. Apollo Academy aims to empower you on this journey. Will you answer the call to secure your retirement?

The Retirement Crisis in the US: How to Prepare for the Future (2026)
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